Insurance

Archive | Insurance

TRUE OR FALSE?

May 16, 2017  |   Posted by :   |   Accident Claims,Insurance,Legal News,Medical Negligence   |   Comments Off on TRUE OR FALSE?

If this blog touches on any issue of interest to you please do not hesitate to contact us at nicholas@oshearussell.ie for some preliminary guidance and advices.   “There is no problem driving on Prescription Medication”. This is currently an issue that is of concern to a great number of people as a result of the […]

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REASONS WHY PERSONAL INJURY LITIGATION IS NOT FOR THE DIY ENTHUSIAST!

May 16, 2017  |   Posted by :   |   Accident Claims,Insurance,Legal News,Medical Negligence   |   Comments Off on REASONS WHY PERSONAL INJURY LITIGATION IS NOT FOR THE DIY ENTHUSIAST!

If this blog touches on any issue of interest to you please do not hesitate to contact us at nicholas@oshearussell.ie for some preliminary guidance and advices.  Don’t be fooled into thinking by Insurance Companies or, indeed, by the Personal Injuries Assessment Board that you are best served in conducting your own Personal Injury Claim as […]

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ENSURE THAT YOU REALLY ARE INSURED !

January 08, 2014  |   Posted by :   |   Insurance   |   Comments Off on ENSURE THAT YOU REALLY ARE INSURED !

 Its about that time of year again when many of us are taking out or renewing Insurance Policies be they motor vehicle policies, health insurance cover or Employer’s Liability/ Public Liability Policies. It is probably fair to say that most of us prioritise cost and convenience and give less attention than we should to the […]

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THE 50/50 ACCIDENT ?

July 01, 2013  |   Posted by :   |   Insurance   |   Comments Off on THE 50/50 ACCIDENT ?

  I was very recently involved in a head-on collision on a narrow country road. I came off worse from the accident. A friend has advised me that those types of accident are treated as 50/50 accidents with both drivers equally responsible and that I’ll have to cover my own losses. Is he right?   […]

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INJURED IN OWN CAR WHILE A PASSENGER

May 27, 2013  |   Posted by :   |   Insurance   |   Comments Off on INJURED IN OWN CAR WHILE A PASSENGER

An interesting question came before the High Court recently relating to the right to compensation under a Third Party Insurance Policy for the Policyholder/Owner when injured while a passenger in his own vehicle. The background to the case was relatively straightforward. The Owner drove to the pub with his son who was also a named […]

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PASSENGER IN BACK OF VAN ENTITLED TO COMPENSATION

May 02, 2013  |   Posted by :   |   Insurance,Legal News   |   Comments Off on PASSENGER IN BACK OF VAN ENTITLED TO COMPENSATION

It is  a common misconception that a passenger in an uninsured vehicle is not covered for injuries suffered in an accident involving this vehicle. This is not the case unless , of course, the passenger knows the vehicle to be uninsured or stolen. The issues around the right to compensation when injured in an uninsured […]

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SLIP AND FALL

April 26, 2013  |   Posted by :   |   Insurance,Legal News   |   Comments Off on SLIP AND FALL

  There is nothing remotely amusing about a slip or trip and fall incident. The results of such an occurrence can be devastating. The evidence is all around us. A  fall can occur anywhere be it a public place, workplace, hotel, restaurant or retail outlet. The physical and psychological effects of a fall can be […]

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DO YOU REALLY HAVE INSURANCE COVER ?

April 22, 2013  |   Posted by :   |   Insurance   |   Comments Off on DO YOU REALLY HAVE INSURANCE COVER ?

 As can be seen from the section in our Website under the heading, “Refused Payment by your Insurance Company”, there are numerous incidences where a person believes that he has insurance cover when, in fact, the Insurance company can refuse to make a payout in the event of an incident. This problem applies across the […]

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GETTING INTO A CAR WITH A DRUNK DRIVER COULD HAVE COST ERIN HER LIFE ! ON THIS OCCASION, IT ONLY COST HER 76,000euro….

April 17, 2013  |   Posted by :   |   Insurance   |   Comments Off on GETTING INTO A CAR WITH A DRUNK DRIVER COULD HAVE COST ERIN HER LIFE ! ON THIS OCCASION, IT ONLY COST HER 76,000euro….

  In a very interesting decision handed down by the High Court in March, the Court explored the issue of the contributory negligence of a passenger who knowingly travels in a car with a “drink driver”. Miss Erin Gallagher and her friends were out for an evening in her local town. There was a significant […]

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INSURANCE :LEAVING YOUR KEYS IN THE CAR.

April 11, 2013  |   Posted by :   |   Insurance,Legal News   |   Comments Off on INSURANCE :LEAVING YOUR KEYS IN THE CAR.

While it may be stating the obvious when suggesting that it is unwise to leave your keys in the car, a further salutary lesson has been dished out by a number of court decisions in upholding the refusal of Insurance Companies to pay out on the theft of vehicles where the Insured had not removed […]

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